The Mastercard Standard tier Credit Card is the beginner tier available, but it still comes with plenty of perks, including Value added services and comfort of usage. The card is specially designed for salaried persons spending on daily basis for their necessities of life. Silkbank Mastercard Credit Card is one of the cards available with minimum eligibility criteria.
Silkbank Mastercard Standard Credit Card also gives its customers an Activation Bonus, which is an instant reward kick-off for new cardholders. Not just instant rewards, activation bonus, and a no expiry cap .
Silkbank Mastercard Standard Credit Card offers its customers' category selection, an exclusive benefit that lets cardholders earn rewards on their chosen category. The first group of categories includes Supermarkets, Hotels, Tours & Travel, Airlines, Education and Bookstores, while the second group of categories includes Fuel, Apparel and Clothing, Restaurants, Hospitals, Medical, and Pharmacies.
Your Silkbank Mastercard Standard Credit Card invites you to a world of discounts of up to 50% at 600+ leading merchants in Pakistan including categories such as dining, travel, hotels, 0nline, electronics, apparel, groceries, recreation, etc. Please visit our website www.silkbank.com.pk/discounts for more information on the latest discount partners list.
Silkbank Mastercard Standard Credit Card also offers its customers 0% APR Alliances Plans with a range of products. With a new gateway to financial freedom, Silkbank has evolved as a truly innovative and technologically advanced Pakistani bank. A bank that not only believes in making its customers' life smart, but constantly works towards offering endless possibilities.
All Your E-commerce transactions are 3D secured by additional security layer of Mastercard ID Check while making transaction through Silkbank Mastercard Credit Card.Mastercard ID Check provides you complete peace of mind via stronger security measures and One Time Pin (OTP) based transaction confirmation, when conducting internet transactions. This multi-factor authentication method ensures that the Card Is being utilized by the authorized person by sending a unique OTP on the registered phone number or on the registered e-mail address at the time of transaction. No. more calling the call centre to enable e-commerce on your cards. Silkbank Credit Cards are 24/7 internet ready.
Silkbank Mastercard Standard Credit Card holders can enjoy complete repayment flexibility by enrolling for any of our Flexible Installment Plans. With a complete range of 0% mark-up offers on our Alliances offer covering products from all categories, you can rest assured you will find your desired product. So whether it’s balance transfer retail transactions, selected product ranges or a cash requirement, call 021-111-100-777 to book your Flexible Installment Plan now
You can issue up to 6 supplementary credit cards to your family and friends and assign the limit for each card yourself. Call 021-111-100-777 to apply for supplementary cards or request one using our WhatsApp banking service.
You can withdraw cash from all Silkbank ATMS and from any other ATM displaying the Mastercard logo in Pakistan.
Consolidate your debt smartly by transferring balance from up to 3 credit Cards (if your credit limit permits) in one go to your Silkbank credit card. You can choose to pay the transferred amount in installments by enrolling in a Flexible Installment Plan or pay as low as 5% of transferred amount each month.
Silkbank provides you a one-time opportunity to transfer your current credit card balance to your Silkbank Mastercard Standard Credit Card at a balance transfer rate of 0%! The smartest way of reducing credit on your high interest bearing credit cards. All you have to do, is pay the minimum amount by the due date every month and enjoy the benefits of the premier 0% APR Card of Pakistan.
Repayment has never been this easy. Apart from paying through cheque and Silkbank ATM, Cardholders can also pay their bills by using Silkbank Internet Banking and Silkbank Mobile App. Customers can also pay their bills using other banks’ Internet banking, mobile banking and ATMs via IBFT or 1 Bill Option by entering Silkbank Credit Card number in beneficiary details.
Silkbank Mastercard Standard Credit Card holders can pay a host of utility bills through Silkbank Internet Banking, Silkbank Mobile App and Silkbank ATMs.
Silkbank Mastercard Standard Credit Card holders can participate in applicable Mastercard global offers for their respective cards. Current offers can be viewed at www.mastercard.us
Silkbank offers Its Mastercard Standard Credit Card holders the opportunity to participate in numerous Lucky Draws & Campaigns throughout the year. So keep a look-out as we communicate these offers via SMS, e-mail and on social media.
Silkbank Mastercard Standard Credit Card Offers Pay continuity Insurance Plans, Where In case of death of Cardholder, cardholder's family will be given salary for 12 months. (T&C apply)
As a Silkbank Mastercard Credit Cardholder, you get free access to Silkbank Internet Banking and SilkMobile app for smartphones, where you can enjoy the following facilities:
Credit Card Activation
Credit Card Balance Enquiry
Credit Card Transaction Enquiry
Latest Discounts & Deals Information
Guard Your Card Security – Block/Unblock your card easily for complete peace of mind
Bill Payments
Mobile Top-up
Other Banks’ Credit Card Bill Payments via 1-Bill
Credit Card Bill Payment
Value Added Services Enrollment
Silkbank is offering its Credit Card customers Annual Fee waiver on Supplementary Credit Card for Students only. Simply email the educational documents of the supplementary cardholder to creditcard@silkbank.com.pk to avail offer.
Silkbank offers a new feature for its Credit Card customers, allowing them to transfer funds from their Silkbank Credit Card to any other bank account. This convenient service makes it easier than ever for customers to manage their finances in a secure and hassle free manner. Currently, this service is available for customers via ATM only.
Silkbank Mastercard Credit Card offers its customers accelerated reward points & their Instant Redemption which allows them to avail reward points as soon as they earn them. Along with that, the No Expiry or Cap lets customers save their rewards and use them later at their convenience. Silkbank Mastercard Credit Cards offer Up to 5X Category based Accelerated Reward Points on Select group of Categories. i.e Group 01 & Group 02
All Silkbank Mastercard Credit cardholders have the option to choose any of the two groups of categories mentioned below and avail up to 5x rewards on it, thus giving them complete control over their rewards.
| Group 1 | Reward Points Multiplier | Group 2 | Reward Points Multiplier |
|---|---|---|---|
| Supermarket | 1x | Apparel & Clothing | 1x |
| Hotels | 2x | Fuel | 2x |
| Tours & Travels | 3x | Restaurants | 3x |
| Airlines | 4x | Hospitals & Medical | 4x |
| Education & Bookstores | 5x | Pharmacies | 5x |
Earn up to 1500 cashback points by referring a friend. Click here
Silkbank Credit Cards are at your service 24 hours a day, 7 days a week. Just call 021-111-100-777 where our friendly phone banking officers will be happy to assist you with any queries and transactions.
You can also:
Total Coverage of upto PKR 5 Million
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder)
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder)
Insurance company will pay 2 times of outstanding amount i.e. 1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement cardholder outstanding balance and equal amount to the legal heirs of cardholder)
]Insurance company will pay twice the minimum payment (Maximum up to Rs. 50,000 per month) for maximum period of 12 months during cardholders coverage period (minimum amount payment to bank and same monthly amount to cardholder as well)
Insurance company will pay Rs. 100,000 to the legal heirs of cardholder
Extend your spend power according to your need by increasing Credit Card limit. This feature can be availed by contacting Silkbank helpline or by requesting via WhatsApp banking